Financial Freedom Australia was founded with a rebellious spirit and a noble objective: To provide ethical debt mediation services at a cost-effective price, while leading the way for socially conscious financial services.

Working alongside charitable organisations involved in supporting Men’s Depression and Women’s Victims of Domestic Violence, we provide our services entirely free via our partnership referral program. Beyond this we are still just a small business, but we know what a small business can do. Our aim is to provide tailored cost-effective solutions for all struggling Australians.

Socially conscious companies use their position and resources for something more than pleasing their shareholders or increasing their bottom line. They operate on a business model that focuses on social change, sharing its success with their local and global communities.

This isn’t to say that socially responsible companies are unconcerned with profit, but instead that they actively embrace their responsibility to have a positive impact on the well-being of the communities they benefit from and weaving that obligation into the fibres of their business.

We provide a range of services, all aimed towards assisting our customers in resolving their outstanding matters and commence the path toward obtaining financial freedom.

These services can differ dependant on your situation, varying from debt negotiation, discounted settlement, credit score repair, default listing removals to moratoriums, national financial hardship register and complete debt waivers.

A discount settlement is where your creditor offers a discount for the outstanding matter to be paid earlier. This is usually a percentage of the owed amount if the debt is paid within a specified number of days. This can save you tens of thousands of dollars and make it much easier to become financially free.

We can assist you in improving your financial credit score. We do this by completing an investigation of your credit file, requesting all legislative documentation as required from the original creditor, removing any illegitimate accounts/defaults and repairing the past damage via positive credit reporting.

We have worked to create an automated workflow in which anyone can gain access to our services quickly, efficiently and at a low cost. Once a successful referral or new customer is onboarded however, you will be assigned a dedicated case manager whom will assist you from your very first call until the end.

This is completely fine, we understand that everyone’s situation is unique and so we also provide the option to repay the one-time fee via a repayment arrangement either Weekly, Fortnightly or Monthly.

Note: work will not commence however until the initial fee has been finalised.

Other debt negotiators will often provide Part IX debt agreements under the guise of debt consolidation. This fee can cost upwards of thousands of dollars, a third of which is usually expected up front. At Financial Freedom Australia, we instead work alongside you to tailor custom solutions unique to your situation and assist you towards resolving your outstanding matters.

A debt agreement, also known as a Part IX (9), is a legally binding agreement between you and your creditors to settle debts without becoming bankrupt. Debt agreements are not consolidation loans (or agreements to borrow money) nor are they able to release you from all types of debts – some debts you will still need to pay.

Entering a debt agreement may have a serious impact on you. It may affect your ability to get credit and will appear on a public register for a limited time. For more information see: What are the consequences of a debt agreement?

We are committed to providing support so have created several channels in which you can communicate with our team including Email, Web Chat and Offline Messaging via our website. Phone contact is currently limited only for our paid Customers due to the high number of referrals we are experiencing at this time.